Compare the Best Local Rates

Highest Current Gulf Breeze, FL Bank Account Rates

It’s common for local financial institutions like credit unions and community banks to provide deposit accounts interest rates that are much higher than offers from national and chain banks. However, just because a bank or credit union is small doesn’t mean its rates are truly competitive.

Now that it’s the end of the month, let’s take a look at where the best bank account interest rates can be found in Gulf Breeze, FL. Gulf Breeze Banking Rates has put together a list of the best bank account rates in Gulf Breeze (within a 50-mile radius) for savings and CD accounts:

Top Savings Interest Rates in Gulf Breeze



  • Beach Community Bank: 2.3%
  • New Horizons Credit Union - Mobile, Alabama: 0.75%
  • Baptist Regiol Medical Credit Union: 0.5%


Best Gulf Breeze 6-Month CD Rates



  • Okaloosa County Teachers Credit Union: 1.76%
  • Beach Community Bank: 1.75%
  • Central Of Florida Credit Union: 1.51%


Highest Gulf Breeze 12-Month CD Interest Rates



  • First City Bank of Florida: 2.25%
  • Okaloosa County Teachers Credit Union: 2.02%
  • New Horizons Credit Union - Mobile, Alabama: 1.92%


Best 24-Month CD Rates in Gulf Breeze



  • Peoples National Bank: 2.5%
  • First City Bank of Florida: 2.3%
  • Santa Rosa County Credit Union: 2.25%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.